With Togg going on sale, electric vehicle ownership has entered a new era in Türkiye. However, insuring an electric vehicle differs significantly from insuring a petrol or diesel vehicle. Togg Kasko has been designed to go beyond standard comprehensive insurance, encompassing risks specific to electric vehicles. So what does Togg Kasko cover, how does it differ from standard comprehensive insurance, and how does its relationship with the battery warranty work?
Why Is Togg Kasko Different from Standard Comprehensive Insurance?
Standard comprehensive insurance policies focus on engine, transmission and bodywork damage. In an electric vehicle, however, the most expensive component is the high-voltage battery, which accounts for a significant proportion of the vehicle's value. Togg Kasko includes special cover to safeguard this critical component.
Togg Kasko's electric vehicle-specific cover includes battery cover, charging equipment cover, mobile charging service and protection against incorrect charging practices. Charging cable theft, towing service in the event of running out of charge, and damage caused by incorrect charging may also fall within the product's scope. Given Togg's sensor-equipped windows, radar systems and software infrastructure, the use of authorised servicing and replacement with original parts are also of critical importance under the policy.
What Cover Does Togg Kasko Offer?
In addition to standard comprehensive insurance cover, Togg Kasko may include the following electric vehicle-specific cover:
- Battery cover: In the event of accident-related battery damage, ensures payment of the battery cost without depreciation deductions or subject to specified limits.
- Charging equipment cover: Cables and Wallbox units stolen at a charging station or outside your home are covered.
- Mobile charging service: If you run out of charge on the road, your vehicle is towed to the nearest charging station.
- Incorrect charging damage: Covers electronic damage caused by voltage fluctuations or a faulty charging unit.
- Replacement vehicle cover and minor repair service may also be offered within the package.
Togg Battery Warranty and Togg Kasko Warranty Extension Campaign
Under standard warranty terms, Togg offers an 8-year or 160,000-kilometre warranty on the main battery, whichever comes first. If battery health falls below 70 per cent within this period, Togg repairs or replaces the battery under warranty.
Togg Kasko Battery Warranty Campaign
Under the campaign announced by Togg, owners of long-range T10X or T10F models who take out Togg Kasko by 31 October will have 20,000 kilometres added to the main battery warranty period. This raises the mileage limit from 160,000 to 180,000, although the 8-year time limit remains unchanged. The campaign applies to both new Togg Kasko purchases and renewals.
The campaign covers only long-range T10X and T10F models. Whether standard-range vehicles or different comprehensive insurance products are included in the campaign should be checked via the Trumore application before proceeding.
Issues Encountered During the Campaign Process
There are also some user complaints regarding the definition of the additional battery warranty in the Trumore application under the campaign. Some Togg owners who have taken out Togg Kasko have reported that the +20,000 km warranty does not appear in the system despite weeks passing, and that they have not received a clear response from Togg Care support. Those considering benefiting from the campaign are advised to track the warranty definition process via Trumore and to contact Togg Care if delays occur.
Togg Kasko Prices
Togg Kasko premiums vary according to the vehicle's version, the selected cover scope, the driver's no-claims tier and the city of residence. According to comprehensive insurance value lists, current insured values for Togg models range between TL 1,739,779 and TL 3,267,000. Electric vehicle comprehensive insurance can cost an average of 10-15 per cent more than standard comprehensive insurance, but given battery replacement costs, this difference remains negligible.
Frequently Asked Questions
Is Togg Kasko mandatory?
No, Togg Kasko is optional. While compulsory traffic insurance is a legal requirement, comprehensive insurance is chosen to protect your vehicle against your own damage.
How many years is the Togg battery warranty?
Togg offers an 8-year or 160,000-kilometre warranty on the main battery. Under the Togg Kasko campaign, 20,000 kilometres can be added to this period.
How long is the Togg Kasko campaign valid?
Togg has extended the campaign until 31 October. Until this date, owners of long-range T10X and T10F models who take out Togg Kasko can benefit from the 20,000 km additional battery warranty advantage.
Is regular maintenance a condition for the battery warranty?
Yes, for the warranty terms to remain valid, it is of critical importance that maintenance has been carried out regularly at Togg Care (authorised service) points.
Where can I take out Togg Kasko?
Togg Kasko is offered exclusively via the Trumore application. Campaign details and policy options can be accessed through the application.
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